Trust Real Estate Appraisal Services PLC in Stanwood do appraisals for a variety of purposes

To a lot of people, an appraisal just looks like one more thing on the settlement sheet for a mortgage or refinance. While there are a budding number of automated home valuation systems that may appear to be more cost-effective than an appraisal, nearly all lenders still call in a local expert because the stakes are so high. But is obtaining a mortgage the only reason to acquire an appraisal? Are there more cases when the services of a certified, independent real estate professional might be helpful? Absolutely.

Secure appraisal ordering is easy from Trust Real Estate Appraisal Services PLC. Just click here

Let Trust Real Estate Appraisal Services PLC help you appeal your tax assessment in Kent County

If you live in an area where the value of property has depreciated, it's possible you're paying too much in property taxes. When building your case, an appraisal from Trust Real Estate Appraisal Services PLC is your best evidence. We're equipped to assist you in appealing your tax assessment.

How can you do away with PMI to lower your mortgage payment?

When the amount being loaned to the home buyer is more than 80% of the actual value of the property, most lenders ask buyers to purchase an extra insurance plan. That policy is Private Mortgage Insurance, or PMI. More often than not, this added payment is lumped into the monthly mortgage payment and is promptly forgotten. PMI isn't necessary when the remainder of the loan - whether through market appreciation or principal pay down - goes below the 80% mark, making this very unfortunate. In fact, the Homeowners Protection Act (HPA) of 1998 was approved by the United States Congress that requires lenders to do away with the PMI installments on most mortgages when the balance is paid down to 78% of the original value.

Trust Real Estate Appraisal Services PLC will produce a statement regarding the value of your home, and the expense of the home valuation can generally be regained in just a few months because you'll no longer be paying the PMI.

Settling a divorce with less stress with an appraisal from Trust Real Estate Appraisal Services PLC

A divorce can be an especially traumatic experience for both parties, and it is often more complicated by the hard decision of who keeps the house. Regardless of the circumstances, it's prudent to order an appraisal from Trust Real Estate Appraisal Services PLC so both parties are fully aware of the true market value of their house.

If the parties need to sell the home, they'll have a a good idea of what price to set. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've received a fair evaluation.

Settling an estate with peace of mind

The death of a loved one is a hard time in life, and settling an estate from a death, or probate, often calls for an appraisal to establish Market Value for the residential property involved. We ensure the highest degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).

Most Americans do not have dedicated estate planners or executors to take care of these matters, unlike many wealthy individuals. And seeing that a home or other property often makes up a disproportionate share of the total estate value, knowing the correct value of the real estate at hand is of vital importance to ensuring disputing parties walk away knowing they've received a fair deal.

Trust Real Estate Appraisal Services PLC can help you with relocating to or from Kent County

Employee relocation is a stressful event, and we understand. That being said, we take great care in organizing an accommodating appointment time for the appraisal inspection. We encourage relocating employees to provide feedback on the positive characteristics of their property, along with information regarding any recent sales or listings in their area that they want considered during our detailed process.

Sell your home quickly at the right price with an appraisal from Trust Real Estate Appraisal Services PLC

A professional appraisal will help you make a better educated decision regarding your asking price, whether you decide to sell your home on your own or with the help of a real estate agent. Separate from a real estate agent, an appraiser has no vested interest in what price the house sells for. Our fees aren't contingent upon the value we come up with, but rather they rest on our efforts to finish the appraisal.

We determine the difference in value items like an extra bathroom or a kitchen remodel can make on a daily basis. Seeking a professional appraisal is a reliable way to decide what improvements will add value and what an appropriate sales price is for your home - so you don't come up short or have your house on the market an unnecessarily long time - because we're experts in knowing how long properties stay on the market.